HOSPITAL INDEMNITY INSURANCE

Daily Cash for Hospital Stays

Get direct cash payments for every day you're hospitalized. Help cover deductibles, copays, and expenses your health insurance doesn't pay.

$500
Maximum Daily Benefit
365
Days Maximum Benefit
No
Network Restrictions
4.9★
Customer Rating

Choose Your Hospital Protection

All plans provide daily cash benefits with no restrictions on how you use the money

Basic Hospital
$200/day benefit
  • Daily hospital admission benefit
  • Covers planned and emergency stays
  • No waiting period for accidents
  • Guaranteed renewable
  • Worldwide coverage
Enhanced Hospital
$350/day benefit
  • Enhanced daily hospital benefit
  • ICU benefit enhancement
  • Outpatient surgery coverage
  • No waiting periods for accidents
  • Family coverage options
  • Worldwide coverage
Premium Hospital
$500/day benefit
  • Maximum daily hospital benefit
  • Premium ICU enhancement
  • Comprehensive outpatient coverage
  • Extended benefit periods
  • Family coverage included
  • Worldwide coverage
  • Additional living expenses

Real Hospital Scenarios

See how hospital indemnity insurance helps in real situations

Emergency Appendectomy

Hospital Stay: 3 days

Daily Benefit: $350

Total Benefit: $1,050

Out-of-Pocket Costs: $2,500

Net Cost with Insurance: $1,450

Heart Surgery

Hospital Stay: 7 days (3 in ICU)

Daily Benefit: $350 + $200 ICU

Total Benefit: $3,050

Out-of-Pocket Costs: $5,000

Net Cost with Insurance: $1,950

Pneumonia Treatment

Hospital Stay: 5 days

Daily Benefit: $350

Total Benefit: $1,750

Out-of-Pocket Costs: $3,200

Net Cost with Insurance: $1,450

Knee Replacement

Hospital Stay: 4 days

Daily Benefit: $350

Total Benefit: $1,400

Out-of-Pocket Costs: $4,500

Net Cost with Insurance: $3,100

What Our Clients Say

4.9/5 Rating

"When I had my gallbladder surgery, the $1,400 hospital benefit covered my deductible and helped with lost wages. Such a relief!"

Patricia Williams
Jacksonville, FL

"My wife's 6-day hospital stay for pneumonia would have been financially devastating. The $2,100 benefit was a lifesaver."

Robert Martinez
St. Petersburg, FL

"The ICU enhancement paid an extra $600 during my husband's heart surgery recovery. Every dollar helped during that difficult time."

Linda Chen
Miami, FL

Protect Your Finances from Hospital Costs

Get daily cash benefits to help cover the costs your health insurance doesn't pay.