Health Insurance Enrollment Timeline
Never miss important enrollment deadlines. Stay on track with our comprehensive enrollment calendar and checklist.
Special Enrollment Only
You can only enroll if you have a qualifying life event.
August 14, 2025
Open Enrollment Timeline
Key dates and tasks for the annual open enrollment period (November 1 - January 15)
October 15
completed
Preparation Phase Begins
Start reviewing your current plan and researching options for next year
Tasks for this period:
- Review current plan benefits and costs
- Check if your doctors are still in-network
- Gather financial documents for subsidy calculations
- Research new plan options
November 1
active
Open Enrollment Starts
First day you can enroll in or change your health insurance plan
Tasks for this period:
- Compare plans on Healthcare.gov or state marketplace
- Calculate potential subsidies
- Review provider networks
- Consider your healthcare needs for next year
December 15
upcoming
Coverage Start Deadline
Last day to enroll for coverage starting January 1st
Tasks for this period:
- Complete enrollment for January 1st coverage
- Pay first premium if required
- Confirm enrollment details
- Set up automatic payments
January 15
upcoming
Open Enrollment Ends
Final day of open enrollment period
Tasks for this period:
- Complete any last-minute enrollments
- Ensure all paperwork is submitted
- Confirm coverage details
- Plan for coverage starting February 1st
Ready to Enroll?
Get personalized help navigating the enrollment process and finding the right plan for your needs.
Download Enrollment Checklist
Get our comprehensive enrollment checklist to ensure you don't miss any important steps or deadlines.