Health Insurance Enrollment Timeline
Never miss important enrollment deadlines. Stay on track with our comprehensive enrollment calendar and checklist.
Two Ways to Enroll
Open Enrollment runs November 1 - January 15. A qualifying life event opens a Special Enrollment Period any time of year.
Enrollment Periods
Find the Right Enrollment Window
Select a period below to see key dates, qualifying events, and the steps to enroll.
Open Enrollment Timeline
Key dates and tasks for the annual open enrollment period (November 1 - January 15)
Preparation Phase Begins
Start reviewing your current plan and researching options for next year
Tasks for this period:
- Review current plan benefits and costs
- Check if your doctors are still in-network
- Gather financial documents for subsidy calculations
- Research new plan options
Open Enrollment Starts
First day you can enroll in or change your health insurance plan
Tasks for this period:
- Compare plans on Healthcare.gov or state marketplace
- Calculate potential subsidies
- Review provider networks
- Consider your healthcare needs for next year
Coverage Start Deadline
Last day to enroll for coverage starting January 1st
Tasks for this period:
- Complete enrollment for January 1st coverage
- Pay first premium if required
- Confirm enrollment details
- Set up automatic payments
Open Enrollment Ends
Final day of open enrollment period
Tasks for this period:
- Complete any last-minute enrollments
- Ensure all paperwork is submitted
- Confirm coverage details
- Plan for coverage starting February 1st
Next Steps
Get Help With Your Enrollment
A licensed agent can guide you through the process and review your options at no cost.
Ready to Enroll?
Get personalized help navigating the enrollment process and finding the right plan for your needs.
Want a Free Plan Review?
Have an expert review your current coverage and enrollment checklist so you don't miss any important steps or deadlines.
Get a Free ReviewDon't Miss Your Enrollment Window
Whether it's Open Enrollment or a qualifying life event, a licensed agent can help you find the right coverage in minutes - no obligation.