Accident Insurance
Cash benefits paid directly to you for unexpected accidents and injuries - so you can cover the costs your major medical plan leaves behind and focus on getting back on your feet. Coverage starts at just $15/month.
Coverage Levels
Choose Your Accident Protection
Every plan provides 24/7 worldwide coverage with no health questions.
Basic Accident
$10,000 maximum benefit
- Accidental injury coverage
- Emergency room benefits
- Fracture and dislocation coverage
- 24/7 worldwide coverage
- No waiting periods for accidents
Enhanced Accident
$25,000 maximum benefit
- Comprehensive accident coverage
- Enhanced emergency room benefits
- Fracture, dislocation, and burn coverage
- Physical therapy benefits
- Ambulance and transportation
- 24/7 worldwide coverage
Premium Accident
$50,000 maximum benefit
- Maximum accident protection
- Premium emergency room benefits
- All injury types covered
- Extended physical therapy
- Air ambulance coverage
- Family accident benefits
- 24/7 worldwide coverage
Sample pricing shown for illustration. Actual premiums and benefits vary by age, carrier, state, and eligibility.
What's Covered
Covered Accidents & Injuries
Benefit amounts for the most common accidental injuries.
Motor Vehicle Accidents
Car, motorcycle, bicycle accidents
Falls and Slips
Home, work, or public place falls
Sports Injuries
Recreational and organized sports
Burns
Thermal, chemical, or electrical burns
Fractures
Broken bones requiring medical treatment
Dislocations
Joint dislocations requiring treatment
Cuts and Lacerations
Requiring stitches or surgical repair
Concussions
Head injuries from accidents
Testimonials
Support When Accidents Happen
"I broke my leg skiing, and the accident benefit helped cover my ER visit and physical therapy. It took a real weight off my mind during recovery."
"A car accident left me with multiple fractures. The benefit helped cover my deductibles and time away from work without added stress."
"A workplace fall left me with a dislocated shoulder. The claim was processed quickly and the payout helped during my recovery."
Testimonials reflect individual experiences and are not a guarantee of future results.
Get Protected Today
Accidents happen when you least expect them. A licensed agent can help you find affordable 24/7 worldwide coverage in minutes - no obligation.